1 year plan

Since I don't want to work for someone, I plan to become an entrepreneur. I aim to make 5 million on monthly basis from two sources of income. 

1) FOREX: 3 million

3 million is equal to around $1034. 

$1034 / 20 working days = $52. This is my daily goal. 

2) ONLINE SHOP: 2 million

2 million / 30 days = 67,000. This is my daily goal. 

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Why I choose to become a forex trader

My main purpose of becoming a FOREX TRADER is to ACHIEVE FINANCIAL FREEDOM. 

In regard with my career, I have got the the following three options. 

1. GET A JOB. 

This one is, of course, the most common pattern amongst most people. Spend most of time in the office working for somebody from 7am to 8pm inclusive of time that would spend on travelling to work. No time to spend quality time with family except for weekend. Starting monthly salary would be 1.2 million, and might increase to 2 million in long term, if work hard.  

Let's do simple math: I get paid 1,500,000 monthly. 

My monthly expenses: 

• Home owners association (HOA) fee: ~90,000
• Electricity: ~80,000 
• Water: ~50,000 
• Apartment fee: 70,000
• Internet: 50,000
• Food: 300,000
• Vitamin (omega): 55,000
• Vitamin (D): 50,000
• Vitamin (C): 70,000
• Other: 100,000
• Kindergarten: 300,000
• Clothes: 200,000
• TOTAL = 1,415,000

Of course, we wouldn't buy clothes every month and wouldn't go to hospital on monthly basis. In some months, we could put away some money, let's say 300k in the bank. 

300k*12month*10years=36,000,000.

What if we have got a serious health problem and needs money for treatment. I will have no choice but to use money in the savings dedicated for our children. :(((((

When my children grow up and want to go to university, how to pay their tuition fees. 

With the monthly salary of 1,500,000, I will be unable to provide a good life for my family.

Obviously, this option wouldn't work.

2. CONTINUE EDUCATION AGENCY JOB

My previous family business, education agency, was not bad. Much better than working for someone. I have more free time, and organize my day as I wanted. I earned around 2-3 million monthly. However, I don't see myself doing this business for the rest of my life. Even I do this business, I need to have another source of income. Otherwise, I wouldn't survive. 

3. START ONLINE SHOP 

At this time, online business seems good choice. I buy stuff from China and sell in Mongolia. No need to rent a kiosk in the shopping mall, just deliver items to buyer's place via contract driver. The income from this business is quite similar to working for company. 

Most online business owners double their items. buy an item for 15k and sell it for 30k. If I sell 3 items per day, I will make 45k per day. In a month, 45k*30=1,350,000. Not too bad. 

However, having only this business doesn't seem enough. Because this business can be done by anybody. I could do this business just for additional income. 

These three options gave me no choice but to seek other source of income that would allow me work from home and spend time with my family and travel and achieve financial freedom.

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power of 1 percent: goal - reach financial freedom

1. What do I really want?

- I try to believe that I want to become a trader in stock market. 

2. Why do I want it?

- This will help me to reach financial freedom. 

3. Where am I now?

- I am just beginner, and don't have fundamental knowledge of this sector. 

4. When to reach this goal?
- Most experts in stock market say that they start making money after 6,7 years of practice. 

5. How can I reach this goal?

- I already got a training, and currently practicing little by little. As I understand correctly, only way to become expert in a field is ongoing practice. 

6. Who should I ask for help?

- There are experts in the field, and they provide trainings. 

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power of 1 percent: you can change the beginning if you see the ending

1) What has been my life goal until now?

To be honest, I haven't had any goal until now. My life has been full of very tiny little goals such as buying this product, visiting this place. Nothing about what person I want to be. Nothing about my earning and profit. Maybe I was busy with small duties, and didn't want to bother myself with complicated questions. 

I have been always happy with what I have, and get satisfied very easily. So that I didn't push myself enough. I see my friends becoming more independent and find what they want with their lives.  bit envy them. 

2) My goal in 10 years

I want to reach the financial freedom, and become an entrepreneur, which would allow me to spend quality time with my family, and choose my own working time, and travel wherever I want to go.

One way to reach this goal is to specialize in the stock market, particularly forex. 

Another way is to have own shopping store for baby toys and other baby stuff. 

3) The figure that I want before die

All my children will be highly educated and have no financial struggles.  

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HOW TO CLAIM SUPERANNUATION OF AUSTRALIA

You need to have the following documents in hand when claiming your superannuation:

• TFN number
• Passport information

• Superannuation fund name
• Superannuation fund ABN
• Product name
• Superannuation fund number (SFN)
• Your member/account number
• Superannuation product identification number (SPIN)
• Date joined fund
• Your employer name
• Employer address
• Your employment dates (from - to)
• Your most recent address in Australia
• Australian bank account information

When you have all these information mentioned above, just visit the following link and fill the form.

https://applicant.tr.super.ato.gov.au/applicants/default.aspx?pid=1

Super easy :)

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SOLVED: How to ".pages" extension in Windows

".pages" is, i think, the extension of word app of mac. Similar to ".doc" in windows. Interestingly, Microsoft word is unable to open file with ".pages" extension, but there are two methods to open this tricky file.

1. Just change the extension name from ".pages" to ".doc" by rename the file. But in my case, this method didn't work.
2. Open a file with ".pages" extension in icloud by uploading the file to icloud and open it online, and then save the file with the extension you want. Mostly, icloud offers you couple of choices of extension such as pdf, doc, xls, etc,. In my case, this method perfectly worked.

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2019 plan

Here I am on January 01, 2019, ready to become a writer of the completely new book. It all depends on me what to write here. Until today, goals of my life were all about myself and how to develop myself, etc,. But things will change because I am going to be dad and I will have to be more responsible. The below are the goals I have set for 2019.

1) New apartment. My lovely wife and I have mutual goal which is to buy a new apartment, preferably at Parkview. It's quite expensive, but environment and view of that complex is breathtaking. We need 2 bedroom apartment, one room for my wife and me, the other one for father.

2) New summer house. To avoid air pollution, living in a summer house is the most important I consider. Health is the most important things in life, particularly health of our little child is more essential than us. In winter time, Mongolian air pollution reached the dangerous level. Children and infants get sick very easily out of polluted air.

3) Scholarship. I plan to apply for Australia Awards Scholarship which will be open on February 01 and close on April 30, 2019. I have couple of months left. To do so, I will need IELTS or TOEFL score, and will choose course and education provider.

4) Job in international organization. While waiting for the result of the scholarship, I will be working in international organization. To be employed by prestigious company, fluent English is unarguably critical. (United Nations, ISO implementer, world bank)

5) Get fit. to become healthier and become in shape, I need to do workout and build muscle.

Two of my goals require the same skills from me that is good English. So, try hard for it.

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